Agreement to Terms
By accessing or using the waythapter website and enrolling in our educational programmes, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use our services.
Educational Services
waythapter provides financial education courses designed to improve financial literacy. Our programmes are educational in nature and do not constitute professional financial advice, investment advice, or legal counsel.
Course Enrollment
- Enrollment requests must be submitted through our official website forms or confirmed via email
- For participants under 18 years of age, enrollment must be completed by a parent or legal guardian
- Course places are confirmed upon receipt of full payment and acceptance of these terms
- We reserve the right to refuse enrollment or cancel courses due to insufficient enrollment numbers
Course Attendance
- Students are expected to attend all scheduled sessions
- If you miss a session, we will provide session notes where available but cannot guarantee makeup sessions
- Persistent absence may result in removal from the course without refund
Payment Terms
Course fees must be paid in full before the first session unless alternative payment arrangements have been agreed in writing.
Pricing
- All prices are stated in British Pounds (GBP)
- Prices are subject to change but will be honored for confirmed enrollments
- Payment confirms your acceptance of the course price and these terms
Refund Policy
- Full refunds are available for cancellations made at least 7 days before the course start date
- Cancellations made 3-6 days before start date will receive a 50% refund
- No refunds are available for cancellations made less than 3 days before start date or after the course has begun
- If we cancel a course, you will receive a full refund or the option to transfer to another available course
Intellectual Property
All course materials, content, and educational resources provided by waythapter are protected by copyright and intellectual property laws.
- Course materials are provided for personal educational use only
- You may not reproduce, distribute, or sell course materials without written permission
- Templates and tools provided during courses may be used for personal financial management
Limitation of Liability
Our educational programmes provide general financial education and should not replace professional financial advice tailored to your specific circumstances.
- We are not responsible for financial decisions made based on course content
- Individual financial results and outcomes are not guaranteed
- We recommend consulting qualified financial advisers before making significant financial decisions
- waythapter shall not be liable for any indirect, consequential, or special damages arising from course participation
Conduct Expectations
All participants are expected to maintain respectful and professional behavior during courses.
- Harassment, discrimination, or disruptive behavior will not be tolerated
- We reserve the right to remove participants who violate conduct expectations without refund
- Confidentiality of other participants' personal financial information must be maintained
Website Use
Permitted Use
You may use our website to:
- Browse information about our programmes
- Submit enrollment requests
- Contact us with questions
Prohibited Activities
You may not:
- Use the website for unlawful purposes
- Attempt to gain unauthorized access to our systems
- Submit false or misleading information
- Interfere with website functionality or other users' access
- Use automated systems to scrape or collect website data
Privacy and Data Protection
Your use of our services is also governed by our Privacy Policy and GDPR Information pages, which explain how we collect, use, and protect your personal information.
Disclaimer of Warranties
Our website and educational services are provided "as is" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability or fitness for a particular purpose.
Changes to Terms
We reserve the right to modify these Terms of Use at any time. Material changes will be communicated through our website. Continued use of our services after changes constitutes acceptance of the modified terms.
Governing Law
These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Severability
If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
Contact Information
For questions about these Terms of Use or our services, contact us at:
[email protected]
15 Northumberland Street
Newcastle-upon-Tyne, NE1 7DQ
United Kingdom
Acknowledgment
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.